Terms of Service

These Terms of Service (the "Terms") govern access to the LazyTrade platform and the use of the payment processing services it provides. By accessing or using the Service, you confirm that you have read, understood, and agree to be bound by these Terms in full.

LazyTrade provides infrastructure for accepting, processing, and settling payments in the high-risk segment, including for merchants and traders. The Service may include the following capabilities:

• payment gateway and API integration;
• monitoring, detection, and prevention of fraudulent activity;
• support for multi-currency settlement;
• payout orchestration and execution;
• technical and customer support 24/7.

To use the Service, you must meet the following requirements:

• be at least 18 years old or have reached the age of majority under applicable law;
• provide accurate, current, and complete information during registration and throughout your use of the Service;
• maintain the confidentiality and security of your account credentials;
• comply with applicable laws, including AML/KYC requirements;
• complete identification and verification procedures (KYC), as well as any additional checks required under your agreement or LazyTrade policies.

Pricing is determined by your individual agreement, pricing plan, or commercial proposal and may include:

• transaction processing fees;
• chargeback and dispute handling fees;
• account servicing and maintenance fees;
• currency conversion fees for cross-border settlement.

Applicable fees and settlement terms are disclosed before the relevant services are provided or before the relevant transaction is processed, unless otherwise agreed in writing.

You may not use the Service for the following purposes or activities:

• engaging in unlawful activity or conducting fraudulent transactions;
• money laundering, terrorist financing, or other AML violations;
• selling prohibited goods, works, or services;
• infringing the intellectual property rights of third parties;
• distributing malware, phishing, spam, or other abusive conduct.

LazyTrade uses monitoring, risk assessment, and fraud prevention systems. We may suspend, decline, hold, or reverse transactions that we reasonably consider high-risk, non-compliant with these Terms, or contrary to applicable law. Such measures are intended to protect the Platform, users, and counterparties.

Personal data is processed in accordance with applicable law, including GDPR, PCI DSS, and other mandatory standards. Further details are set out in our Privacy Policy.

To the extent permitted by applicable law, LazyTrade shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service. LazyTrade's aggregate liability for any claims relating to the Service is limited to the fees actually paid by you during the 12 months preceding the claim, unless a higher limit is required by mandatory law or agreed in contract.

LazyTrade may suspend or terminate your access to the Service if you breach these Terms, your agreement, applicable law, or if suspicious or fraudulent activity is identified. You may discontinue use of the Service by contacting support, subject to obligations that arose before the termination date.

LazyTrade may amend these Terms from time to time. Material changes will be communicated by email, through the Platform interface, or by other reasonable means. Continued use of the Service after the changes take effect constitutes acceptance of the updated Terms, unless applicable law requires otherwise.

These Terms are governed by and construed in accordance with the laws of the jurisdiction in which LazyTrade operates, without regard to conflict-of-law rules, unless the parties expressly agree otherwise in contract.

If you have questions regarding these Terms, you may contact LazyTrade via Telegram or using the contact details below.